Week 1: Get Your Essentials in Place

1. Apply for a Social Insurance Number (SIN)

  • Why it matters: You need a SIN to work in Canada or access government programs.
  • Where to go: Service Canada Centre (or apply online).
  • What to bring: Immigration documents (e.g. work permit, PR card, or COPR) and ID.

2. Open a Canadian Bank Account

  • Why it matters: You’ll need this to receive pay, pay bills, and build credit.
  • Where to go: Any major bank (RBC, TD, Scotiabank, BMO, CIBC).
  • Tip: Many banks offer newcomer packages with no-fee accounts for the first year.

3. Find Temporary or Permanent Housing

  • Why it matters: A stable address is often needed to register for services.
  • Options: Look for temporary housing first (hotel, Airbnb, short-term rental), then explore long-term rentals.
  • Resources: Kijiji, Facebook Marketplace, Realtor.ca, or local settlement agencies.

 4. Get a Canadian Phone Plan

  • Why it matters: You’ll need reliable communication for job search, appointments, and day-to-day life.
  • Options: Consider prepaid plans at first (e.g. Public Mobile, Fido, Freedom Mobile) or postpaid if you have ID and proof of address.

Weeks 2–4: Register for Public Services

5. Apply for a Health Card

  • Why it matters: This allows you to access free basic healthcare in your province.
  • Where to go: Check your provincial health authority (e.g. OHIP in Ontario, MSP in BC).
  • Note: Some provinces have a waiting period (e.g. 3 months in BC).

6. Find a Family Doctor or Walk-in Clinic

  • Why it matters: Establishing healthcare early is helpful, especially if you or your family have medical needs.
  • Tip: Ask settlement services for help finding doctors accepting new patients.

7. Get a Transit Pass or Driver’s License

  • If using public transit: Research local options and get a monthly pass or reloadable card.
  • If driving: You may be able to exchange your foreign license. Rules vary by province. Book a knowledge or road test if needed.

Weeks 5–8: Start Building Stability

8. Search for Work or Education

  • Resources: Job Bank, LinkedIn, Indeed, and local employment centers.
  • Support: Newcomer programs offer résumé help, job search workshops, and networking.

9. Register Children for School or Daycare

  • Public school: Free and starts in September (some provinces offer year-round options).
  • Childcare: May have long waitlists—apply early. You may be eligible for subsidies.

10. Attend a Settlement Orientation

  • Why it matters: These free sessions help you understand Canadian systems, rights, and responsibilities.
  • Where to find: Local immigrant-serving organizations like YMCA, COSTI, or ISANS.

Weeks 9–12: Grow Your Roots

11. Build Credit History

  • Apply for a secured credit card through your bank.
  • Pay bills on time to begin building your financial reputation in Canada.

12. Join Local Communities

  • Find community centers, cultural groups, and newcomer events.
  • Volunteering is a great way to gain experience, meet people, and learn Canadian workplace culture.

13. Explore Permanent Housing Options

  • If you’re still in temporary housing, look for a stable long-term place.
  • Consider proximity to work, schools, transit, and amenities.